WAINWRIGHT BANK & TRUST COMPANY
 
Welcome to Wainwright Bank, once you've determined which loan is best for your particular needs and situation, you can conveniently and securely apply online.
Simply click the "Apply" button to the right of the Product Description below and follow the prompts on the page.
If you have any questions, please contact our Residential and Consumer Lending Department during regular business hours (Monday through Friday 8:30AM to 5:00PM) at 617-478-4000 or click here to contact us.
We look forward to serving your banking needs!
Try our new "Find A Rate" feature and we will locate the closest online applications available, just by answering a few simple questions.
If you are looking for a loan over $417,000 you will need to select one of our Jumbo loan pricing products below.
Below, are our rates on select products with points. The point or percentage must be paid at time of your loan closing.

Rates as of Wednesday, September 3, 2008
Product Description Points Interest Rate APR Payment per $1,000 Payments Apply
Jumbo 7 Year Arm, with 2 Points
7 Year Jumbo   2.000 5.750% 5.791% $5.84 Show Payments
Jumbo 7 Year Arm, with 1 Point
7 Year Jumbo   1.000 6.000% 5.826% $6.00 Show Payments
Jumbo 5 Year Arm, with 2 Points
5 Year Jumbo   2.000 5.375% 5.603% $5.60 Show Payments
Jumbo 5 Year Arm, with 1 Point
5 Year Jumbo   1.000 5.625% 5.608% $5.76 Show Payments
Jumbo 3 Year Arm, with 2 Points
3 Year Jumbo   2.000 5.125% 5.547% $5.45 Show Payments
Jumbo 3 Year Arm, with 1 Point
3 Year Jumbo   1.000 5.375% 5.517% $5.60 Show Payments
Jumbo 1 Year Arm, with 2 Points
1 Year Jumbo   2.000 4.750% 5.559% $5.22 Show Payments
Jumbo 1 Year Arm, with 1 Point
1 Year Jumbo   1.000 5.250% 5.513% $5.53 Show Payments
7 Year Arm, with 2 Points
7 Year Conventional   2.000 5.625% 5.785% $5.76 Show Payments
7 Year Arm, with 1 Point
7 Year Conventional   1.000 5.875% 5.820% $5.92 Show Payments
5 Year Arm, with 2 points
5 Year Conventional   2.000 5.250% 5.429% $5.53 Show Payments
5 Year Arm, with 1 point
5 Year Conventional   1.000 5.500% 5.617% $5.68 Show Payments
3 Year Arm, with 2 points
3 Year Conventional   2.000 4.875% 5.634% $5.30 Show Payments
3 Year Arm, with 1 point
3 Year Conventional   1.000 5.125% 5.604% $5.45 Show Payments
1 Year Arm, with 2 Points
1 Year Conventional   2.000 4.625% 5.605% $5.15 Show Payments
1 Year Arm, with 1 point
1 Year Conventional   1.000 5.125% 5.539% $5.45 Show Payments

1-4 family owner occupied residences only; property insurance required; flood insurance may be required. APR calculated on 80% loan to value for a $100,000 loan. Prepayment penalty may apply. The payment can adjust after the initial fixed period on adjustable rate loans.
Please note: Our lending area for loans and mortgages is primarily Eastern Massachusetts.
Rates include automatic deduction of your monthly payment from a Wainwright Bank checking account. The rates listed above are for direct lending only; rates may vary for third party originators or brokers.
Rates, Terms and Fees subject to change without notice.
 

Wainwright Bank & Trust Company, 63 Franklin Street, Boston, MA 02110-1301
617-478-4000 or 1-888-428-BANK

Equal Housing Lender
Equal Housing Lender

The SUM Program is administered by and a registered service mark of the NYCE Corporation.