(1) Assumes 20% down payment purchase of owner occupied single family dwelling, and borrowers with FICO scores greater than 740.  Adjustments may apply. These rates are subject to market and are therefore indicative only as of the time this rate sheet was published. Please call and ask for one of our Loan Officers for live, custom rate quote.  Loans must meet secondary market guidelines, and the loan will be sold. 45 day rate lock.

1-4 family owner occupied residences only; property insurance required; flood insurance may be required. APR calculated on 80% loan to value for a $100,000 loan. Prepayment penalty may apply. The rate and payment can increase after the initial fixed period on adjustable rate loans. Please note: Our lending area for loans and mortgages is primarily Eastern Massachusetts. Rates for Home Equity Loans, Refinance Loans, and Green Loans include automatic deduction of your monthly payment from a Wainwright Bank checking account. Contact the Bank for rates without automatic deduction. Rates, Terms and Fees subject to change without notice.

 

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