Calculators - Wainwright Bank

WAINWRIGHT BANK & TRUST COMPANY

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These calculators are intended for informational purposes only and do not reflect today’s rates. For today's rates, contact our Residential and Consumer Lending Department at 617-478-4000.

Monthly Payment Estimator
		Estimate monthly mortgage payments for any size loan with this handy calculator. Change interest rates, length of loan, even add prepayments if you desire. This calculator also allows you to view or print an amortization schedule of the results.

Refinance Calculator
		Use this calculator to decide whether or not this is a good time to refinance your loan.

Affordability Calculator
		How much house can you afford? Find out quickly by running this calculator, which determines the maximum loan you can expect to qualify for, based upon your income and expenses.

Biweekly Payment Estimator
		Estimate bi-weekly mortgage payments for any size loan with this handy calculator. Change interest rates, length of loan, even add prepayments if you desire. This calculator also allows you to view or print an amortization schedule of the results.

Improve or Move Calculator
		Use this calculator to compare the cost of improving your existing home with the cost of buying a new home.

Minimum Income Calculator
		Calculate the lowest level of income needed to secure a particular home loan. This calculator takes into account a number of options, so you can compare the effects of different loan types on an average mortgage.

Prepayment Calculator
		Many mortgages allow you to prepay your principal. Run your numbers through this calculator to find out how quickly prepayments can reduce your principal. A few extra dollars a month can substantially reduce the total length of your mortgage term.

Rent vs. Buy Calculator
		If you are currently renting, use this calculator as a tool to see if now is a good time for you to purchase a home.

The information provided by these calculators are estimates based on the information entered and may vary from your actual loan results. The calculated results are not guaranteed to be accurate and are in no way endorsed, offered or guaranteed by Wainwright Bank. These calculators are provided for your convenience and are not guaranteed to be applicable to your circumstances. Please contact one of Our Loan Originators for a specific quote based upon your individual circumstances.

(1) Assumes 20% down payment purchase of owner occupied single family dwelling, and borrowers with FICO scores greater than 740. Adjustments may apply. These rates are subject to market and are therefore indicative only as of the time this rate sheet was published. Please call and ask for one of our Loan Officers for live, custom rate quote. Loans must meet secondary market guidelines, and the loan will be sold. 45 day rate lock.

1-4 family owner occupied residences only; property insurance required; flood insurance may be required. APR calculated on 80% loan to value for a $100,000 loan. Prepayment penalty may apply. The rate and payment can increase after the initial fixed period on adjustable rate loans.
Please note: Our lending area for loans and mortgages is primarily Eastern Massachusetts.

Rates for Home Equity Loans, Refinance Loans, and Green Loans include automatic deduction of your monthly payment from a Wainwright Bank checking account. Contact the Bank for rates without automatic deduction.
Rates, Terms and Fees subject to change without notice.

Wainwright Bank & Trust Company, 63 Franklin Street, Boston, MA 02110-1301 617-478-4000 or 1-888-428-BANK
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