WAINWRIGHT BANK & TRUST COMPANY
 
 
Welcome to Wainwright Bank's Green Loan, once you've determined which term is best for your particular needs and situation, you can conveniently and securely apply online.
Simply click the "Apply" button to the right of the Product Description below and follow the prompts on the page.
If you have any questions, please contact our Residential and Consumer Lending Department during regular business hours (Monday through Friday 8:30AM to 5:00PM) at 617-478-4000 or click here to contact us.
We look forward to serving your banking needs!
 
Attention Green Loan Applicants: The Bank must receive a copy of the job estimate showing that at least 50% of the loan amount is going towards "Green Purposes." If we do not receive this within three business days of your application being submitted, your request will be converted to one of our Home Equity Loans.
 

Rates as of Tuesday, March 9, 2010
Product Description Interest Rate Annual Percentage Rate Payment per $1,000 Payments Apply
Green Loan
5 Year Green   4.200% 4.200% $18.51 Show Payments and Rates
10 Year Green   4.250% 4.250% $10.24 Show Payments and Rates
15 Year Green   4.490% 4.490% $7.64 Show Payments and Rates
The maximum loan amount on the Green Loan is $100,000, the discount included above will fall off w/o a valid contract.

 

(1) Assumes 20% down payment purchase of owner occupied single family dwelling, and borrowers with FICO scores greater than 740.  Adjustments may apply. These rates are subject to market and are therefore indicative only as of the time this rate sheet was published. Please call and ask for one of our Loan Officers for live, custom rate quote.  Loans must meet secondary market guidelines, and the loan will be sold. 45 day rate lock.
1-4 family owner occupied residences only; property insurance required; flood insurance may be required. APR calculated on 80% loan to value for a $100,000 loan. Prepayment penalty may apply. The rate and payment can increase after the initial fixed period on adjustable rate loans.
Please note: Our lending area for loans and mortgages is primarily Eastern Massachusetts.
Rates for Home Equity Loans, Refinance Loans, and Green Loans include automatic deduction of your monthly payment from a Wainwright Bank checking account. Contact the Bank for rates without automatic deduction.
Rates, Terms and Fees subject to change without notice.
 

Wainwright Bank & Trust Company, 63 Franklin Street, Boston, MA 02110-1301
617-478-4000 or 1-888-428-BANK

Equal Housing Lender
Equal Housing Lender

The SUM Program is administered by and a registered service mark of the NYCE Corporation.