WAINWRIGHT BANK & TRUST COMPANY

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Welcome to Wainwright Bank's Special Loan Programs and First Time Home Buyer Specials. The products listed below require an interview with one of our loan originators.
Simply click the "Apply" button to the right of the Product Description below and follow the prompts on the page.You will then be prompted to submit your application to us -- we'll receive it in a secure online format. If you have any questions, please contact our Residential and Consumer Lending Department during regular business hours (Monday through Friday 8:30AM to 5:00PM) at 617-478-4000 or click here to contact us. 
We look forward to serving your banking needs!
 
Note: The applications below require an initial interview with one of our Loan Originators!
 
 
Special Programs and FTHB Programs
 

Rates as of Tuesday, August 5, 2008
Product Description Points Interest Rate APR Payment per $1,000 Payments Apply
7/1 First Time Homebuyer Loan
7 Year FTHB   0.000 6.250% 6.796% $6.16 Show Payments
5/1 First Time Homebuyer Loan
5 Year FTHB   0.000 5.750% 6.489% $5.84 Show Payments
3/1 First Time Homebuyer Loan
3 Year FTHB   0.000 5.375% 6.355% $5.60 Show Payments
5/1 Affordable Loan
Affordable Mortgage 5/1 ARM   0.000 5.750% 6.181% $5.84 Show Payments
Bridge Loan Purchase mortgage must be with Wainwright Bank
Bridge Loan (Purchase Loan thru Wainwright Bank Required)   0.000 6.000% 6.000% $169.60 Show Payments
Municipal Mortgage (5/1 ARM)
Municipal Mortgage 5/1 ARM   0.000 5.625% 6.128% $5.76 Show Payments
Soft Second Loan
Soft 2nd Loan MHP prequalification required   0.000 6.500% 6.582% $6.33 Show Payments
APR Calculations for the First Time Homebuyer Programs are based upon a 5% down payment.
 
 

1-4 family owner occupied residences only; property insurance required; flood insurance may be required. APR calculated on 80% loan to value for a $100,000 loan. Prepayment penalty may apply. The payment can adjust after the initial fixed period on adjustable rate loans.
Please note: Our lending area for loans and mortgages is primarily Eastern Massachusetts.
Rates include automatic deduction of your monthly payment from a Wainwright Bank checking account. The rates listed above are for direct lending only; rates may vary for third party originators or brokers.
Rates, Terms and Fees subject to change without notice.
 

Wainwright Bank & Trust Company, 63 Franklin Street, Boston, MA 02110-1301
617-478-4000 or 1-888-428-BANK

Equal Housing Lender
Equal Housing Lender

The SUM Program is administered by and a registered service mark of the NYCE Corporation.